Day: April 23, 2013

74. Dad Around Town: Eleven Tips for Kids on iPads

 I’m a big fan of Apple products.  My kids have been big iPad users for the past three years.  We’re always trying new apps designed for learning or for gaming and my profession has taught me a thing or two about how to manage my kids’ iPad time.

My fascination with Apple started back in the early 90’s when I was working for a major computer chain.  The store sold about 90% of IBM PC machines compared to their 10% of Macintosh machines.
As a salesman, I noticed that most of the other sales people avoided selling Macs because they didn’t understand them.  They would turn the sales over to the one Mac person and move on to the easier PC sales.
The average PC sale was around $1500 while the average Mac sale was around $2500.  So rather than chase the lower price sales with everyone else I decided to learn more about the Macs and make larger sales with virtually no competition.
The first Mac I had was the all in one model called the Classic.  It had the little 9” black and white screen but oddly enough I got more use out of that machine then any of the compatibles that I had.
The real selling point was that I was able to put the Mac in front of my wife and she worked it with no problems.  With the PC, I was constantly hit with questions on how to do something.  On the Mac, well, it just worked and made sense.
Now, zoom forward to today, and that story still stands true.  iPods, iPhones, iMacs and now iPads are all successful products because they simply work and are understandable.
When my daughter, Hannah, was three she started playing with my iPad and I was just amazed how well she understood it.
She was swiping, playing and reading anything she could get her hands on.  I gave her my first iPad and moved on to buy a 2nd generation iPad for myself.  Today, my fiancé, April and I both have newer model iPads, Hannah has a new iPad mini and Noah, who is now three years old, has my older 2nd generation iPad.
After three years of having iPads in the hands of my children I have learned a couple of things I would like to share with you.  Here are 11 tips (and warnings) about how best to connect your kids with iPads……

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73. Seven Easy Exercises to Raise Financially Aware Kids

 Money matters… no matter your age.  That is why David Andrews and Ed Scoby of Barrington Wealth Management say it is never too early to start teaching children about watching their dollars and cents.
After many years working as investment advisers and financial planners with larger firms, David and Ed joined Barrington Wealth Management as partners in 2010 where they help clients create, preserve and pass-on substantial wealth, using a global toolkit with a local focus.  But their brand of building wealth is based on building relationships; with businesses, with families and with individuals of all ages.
To help parents tackle important money topics with their children, the partners of Barrington Wealth Management are inviting adults to an upcoming free seminar offering smart & simple strategies for teaching kids to appreciate the value of money.
The seminar is inspired by the award-winning book, Yes You Can Raise Financially Aware Kids, by Jack Johnathan.  It is scheduled for Thursday, May 9, from 7 – 8:30 p.m. upstairs at Makray Memorial Golf Club, 1010 S. Northwest Highway in Barrington.
While the program is for parents and grandparents, they’ll be concentrating on how to discuss money matters in a meaningful way with children ages 3 to 18.
They’ll also be joined by Casey McCarthy from American Century Investments to discuss a number of topics which include:
Should we give our children an allowance?
How do we help them make wise spending decisions and create savings goals?
At what age should they have access to a credit card? 
Ed says, “Kids will learn about money one way or another.  This program is for parents who want to be intentional and proactive about it.”
For a taste of the tips they’ll discuss at the seminar, we asked David and Ed to share a short-list of easy things parents can do daily to help kids develop good money habits.  First, they let us in on a few personal techniques that have worked in their own homes.
David, for example, says he set up his own form of a 401k for his two boys, Graham, who is 15, and Justin, who is 13.  “So if they go out and make 20 dollars babysitting or cutting lawns and they put it in the bank, I match it.”
Ed, who has two sons Andrew, 23, and Will, 17, along with an 11-year-old daughter, Bella, says he works hard to make his children stop and think about what they want to spend their money on instead of making impulse purchases.  “For a lot of people — even adults — one of the hardest things is to develop delayed gratification.  But now, if I can get my kids to delay a purchase, to really think about it, I’ve succeeded as a parent.”
 
Beyond these two personal approaches, David and Ed offered 7 Easy Exercises to help kids become more financially aware and responsible……

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